2026 Season · Week 3

This week OnVarsity

Open any matchup to compare the independent OnVarsity Line with the market, inspect possible Explanatory Factors, and make your own pick.

75games73market lines9with Factors40within a field goal3.6avg gap (pts)
UpcomingTop GamesFull ScheduleMy Picks

Week 3This week

Sep 17–Sep 19 · 75 games
← Week 2Week 4 →
6:30 PM · Sep 19#1 matchup
#9LSU(2–0)
OV Win51%
#15Ole Miss(2–0)
OV Win49%
Spread:LSU -0.5vs.LSU -3
LSU at Ole Miss · Oxford, MS · Vaught-Hemingway Stadium
6:00 PM · Sep 19#2 matchup
#16Florida(2–0)
OV Win59%
#27Auburn(2–0)
OV Win41%
Spread:FLA -3vs.FLA -2.5
Florida at Auburn · Auburn, AL · Jordan-Hare Stadium
3:30 PM · Sep 19#3 matchup
#26SMU(2–0)
OV Win44%
#28Louisville(1–1)
OV Win56%
Spread:LOU -2vs.LOU -1.5
SMU at Louisville · Louisville, KY · L&N Federal Credit Union Stadium
7:00 PM · Sep 18#4 matchup
#29Houston(2–0)
OV Win13%
#8Texas Tech(2–0)
OV Win87%
Spread:TTU -14vs.TTU -7.5
Houston at Texas Tech · Lubbock, TX · Jones AT&T Stadium
4:15 PM · Sep 19#5 matchup
#33Mississippi State(2–0)
OV Win30%
#25South Carolina(2–0)
OV Win70%
Spread:SC -6.5vs.SC -4
Mississippi State at South Carolina · Columbia, SC · Williams-Brice Stadium
2:30 PM · Sep 19#6 matchup
#43Florida State(1–1)
OV Win11%
#12Alabama(2–0)
OV Win89%
Spread:ALA -15.5vs.ALA -20
1 Factor
Florida State at Alabama · Tuscaloosa, AL · Bryant-Denny Stadium
2:30 PM · Sep 19#7 matchup
#44Kentucky(1–1)
OV Win11%
#11Texas A&M(2–0)
OV Win89%
Spread:TA&M -16vs.TA&M -17
Kentucky at Texas A&M · College Station, TX · Kyle Field
5:00 PM · Sep 19#8 matchup
#41Arizona State(1–1)
OV Win57%
#50Kansas(1–1)
OV Win43%
Spread:ASU -2.5vs.ASU -5.5
Neutral site · London · Wembley Stadium
11:45 AM · Sep 19#9 matchup
#51NC State(1–1)
OV Win33%
#42Vanderbilt(2–0)
OV Win67%
Spread:VAN -5.5vs.VAN -3.5
NC State at Vanderbilt · Nashville, TN · FirstBank Stadium
7:30 PM · Sep 19#10 matchup
#53West Virginia(2–0)
OV Win36%
#37Virginia(2–0)
OV Win64%
Spread:UVA -4.5vs.UVA -10.5
Neutral site · Charlotte, NC · Bank of America Stadium — Duke’s Mayo Classic
7:30 PM · Sep 19#11 matchup
#34Virginia Tech(2–0)
OV Win58%
#55Maryland(2–0)
OV Win42%
Spread:VT -2.5vs.VT -3
Virginia Tech at Maryland · College Park, MD · SECU Stadium
7:30 PM · Sep 18#12 matchup
#7Miami(2–0)
OV Win91%
#56Wake Forest(2–0)
OV Win9%
Spread:MIA -17vs.MIA -20.5
Miami at Wake Forest · Winston-Salem, NC · Allegacy Federal Credit Union Stadium
11:00 AM · Sep 19#13 matchup
#6Georgia(2–0)
OV Win94%
#57Arkansas(1–1)
OV Win6%
Spread:UGA -20.5vs.UGA -24.5
Georgia at Arkansas · Fayetteville, AR · Razorback Stadium
12:00 PM · Sep 19#14 matchup
#61North Carolina(2–0)
OV Win24%
#38Clemson(1–1)
OV Win76%
Spread:CLEM -9vs.CLEM -3.5
North Carolina at Clemson · Clemson, SC · Memorial Stadium (Clemson, SC)
7:00 PM · Sep 19#15 matchup
#64UTSA(2–0)
OV Win1%
#3Texas(2–0)
OV Win99%
Spread:TEX -29vs.TEX -30.5
UTSA at Texas · Austin, TX · DKR-Texas Memorial Stadium
7:30 PM · Sep 19#16 matchup
#65Michigan State(2–0)
OV Win1%
#5Notre Dame(2–0)
OV Win99%
Spread:ND -28vs.ND -30
Michigan State at Notre Dame · Notre Dame, IN · Notre Dame Stadium
7:30 PM · Sep 17#17 matchup
#66Syracuse(1–1)
OV Win21%
#35Pittsburgh(2–0)
OV Win79%
Spread:PITT -10vs.PITT -10.5
Syracuse at Pittsburgh · Pittsburgh, PA · Acrisure Stadium
6:30 PM · Sep 19#18 matchup
#67Colorado(2–0)
OV Win27%
#48Northwestern(1–0)
OV Win73%
Spread:NU -7.5vs.NU -3.5
1 Factor
Colorado at Northwestern · Evanston, IL · Lanny and Sharon Martin Stadium
8:00 PM · Sep 19#19 matchup
#74Purdue(1–1)
OV Win12%
#31UCLA(2–0)
OV Win88%
Spread:UCLA -15vs.UCLA -14
Purdue at UCLA · Pasadena, CA · Rose Bowl
6:30 PM · Sep 19#20 matchup
#75New Mexico(2–0)
OV Win2%
#10Oklahoma(1–1)
OV Win98%
Spread:OU -25vs.OU -23
New Mexico at Oklahoma · Norman, OK · Memorial Stadium (Norman, OK)
7:00 PM · Sep 19#21 matchup
#78James Madison(2–0)
OV Win31%
#63San Diego State(1–1)
OV Win69%
Spread:SDSU -6.5vs.SDSU -2.5
James Madison at San Diego State · San Diego, CA · Snapdragon Stadium
3:30 PM · Sep 19#22 matchup
#13USC(3–0)
OV Win93%
#79Rutgers(0–2)
OV Win7%
Spread:USC -19vs.USC -24
USC at Rutgers · Piscataway, NJ · SHI Stadium
1:30 PM · Sep 19#23 matchup
#80Utah State(0–2)
OV Win6%
#21Utah(2–0)
OV Win94%
Spread:UTAH -20vs.UTAH -28.5
Utah State at Utah · Salt Lake City, UT · Rice-Eccles Stadium
11:00 AM · Sep 19#24 matchup
#81Tulane(1–1)
OV Win7%
#22Kansas State(2–0)
OV Win93%
Spread:KSU -19vs.KSU -20.5
Tulane at Kansas State · Manhattan, KS · Bill Snyder Family Stadium
6:15 PM · Sep 19#25 matchup
North DakotaFCS
OV Win8%
#30Nebraska(2–0)
OV Win92%
Spread:NEB -23vs.NEB -24.5
North Dakota at Nebraska · Lincoln, NE · Memorial Stadium (Lincoln, NE)
4:00 PM · Sep 19#26 matchup
#85Stanford(1–1)
OV Win17%
#52Duke(2–0)
OV Win83%
Spread:DUKE -12vs.DUKE -10
1 Factor
Stanford at Duke · Durham, NC · Wallace Wade Stadium
8:00 PM · Sep 19#27 matchup
MontanaFCS
OV Win39%
#84Oregon State(0–2)
OV Win61%
Spread:ORST -11.5vs.ORST -17.5
Montana at Oregon State · Corvallis, OR · Reser Stadium
11:00 AM · Sep 19#28 matchup
#88North Texas(1–1)
OV Win26%
#69Texas State(0–2)
OV Win74%
Spread:TXST -8.5vs.TXST -3
North Texas at Texas State · San Marcos, TX · Bobcat Stadium (TX)
6:00 PM · Sep 19#29 matchup
#89East Carolina(0–2)
OV Win42%
#86Old Dominion(1–1)
OV Win58%
Spread:ODU -2.5vs.ODU -3
East Carolina at Old Dominion · Norfolk, VA · S.B. Ballard Stadium
5:30 PM · Sep 19#30 matchup
#20BYU(2–0)
OV Win92%
#90Colorado State(2–0)
OV Win8%
Spread:BYU -18.5vs.BYU -17.5
BYU at Colorado State · Fort Collins, CO · Canvas Stadium
6:00 PM · Sep 19#31 matchup
#96Troy(2–0)
OV Win3%
#24Missouri(2–0)
OV Win97%
Spread:MIZ -24vs.MIZ -27
Troy at Missouri · Columbia, MO · Memorial Stadium
3:00 PM · Sep 19#32 matchup
#100Temple(1–1)
OV Win35%
#94Toledo(1–1)
OV Win65%
Spread:TOL -5vs.TOL -6
Temple at Toledo · Toledo, OH · Glass Bowl
3:00 PM · Sep 19#33 matchup
#101Louisiana Tech(1–1)
OV Win8%
#47Baylor(1–1)
OV Win92%
Spread:BAY -18vs.BAY -20
Louisiana Tech at Baylor · Waco, TX · McLane Stadium
3:30 PM · Sep 19#34 matchup
#103Miami (OH)(1–1)
OV Win12%
#59Cincinnati(2–0)
OV Win88%
Spread:CIN -14.5vs.CIN -14.5
Miami (OH) at Cincinnati · Cincinnati, OH · TQL Stadium
6:00 PM · Sep 19#35 matchup
#99Georgia Southern(1–1)
OV Win44%
#104Jacksonville State(1–2)
OV Win56%
Spread:JXST -2vs.JXST -3
Georgia Southern at Jacksonville State · Jacksonville, AL · AmFirst Stadium
1:00 PM · Sep 19#36 matchup
Southern IllinoisFCS
OV Win5%
#40Illinois(1–1)
OV Win95%
Spread:ILL -25.5vs.ILL -41.5
Southern Illinois at Illinois · Champaign, IL · Memorial Stadium (Champaign, IL)
7:00 PM · Sep 19#37 matchup
#107Arkansas State(1–1)
OV Win5%
#39TCU(1–1)
OV Win95%
Spread:TCU -21vs.TCU -20.5
Arkansas State at TCU · Fort Worth, TX · Amon G. Carter Stadium
6:00 PM · Sep 19#38 matchup
#110Ohio(1–1)
OV Win39%
#106South Alabama(1–1)
OV Win61%
Spread:USA -3.5vs.USA -6.5
Ohio at South Alabama · Mobile, AL · Hancock Whitney Stadium
4:00 PM · Sep 19#39 matchup
#113Western Kentucky(0–2)
OV Win<0.01%
#2Indiana(2–0)
OV Win>99.9%
Spread:IU -43vs.IU -44.5
Western Kentucky at Indiana · Bloomington, IN · Memorial Stadium (Bloomington, IN)
6:00 PM · Sep 19#40 matchup
#114Florida International(1–1)
OV Win27%
#93Florida Atlantic(1–1)
OV Win73%
Spread:FAU -8vs.FAU -7
Florida International at Florida Atlantic · Boca Raton, FL · FAU Stadium
11:30 AM · Sep 19#41 matchup
#115Coastal Carolina(1–1)
OV Win35%
#108Delaware(1–1)
OV Win65%
Spread:DEL -5vs.DEL -5
Coastal Carolina at Delaware · Newark, DE · Delaware Stadium
8:00 PM · Sep 19#42 matchup
#68Fresno State(1–1)
OV Win79%
#116San José State(2–1)
OV Win21%
Spread:FRES -10vs.FRES -6.5
Fresno State at San José State · San Jose, CA · CEFCU Stadium
1:00 PM · Sep 19#43 matchup
#109Wyoming(1–1)
OV Win49%
#117Central Michigan(1–1)
OV Win51%
Spread:PKvs.CMU -1.5
Wyoming at Central Michigan · Mount Pleasant, MI · Kelly/Shorts Stadium
7:45 PM · Sep 19#44 matchup
#118Kennesaw State(1–1)
OV Win<0.01%
#17Tennessee(2–0)
OV Win>99.9%
Spread:TENN -33.5vs.TENN -35.5
Kennesaw State at Tennessee · Knoxville, TN · Neyland Stadium
8:00 PM · Sep 19#45 matchup
South DakotaFCS
OV Win3%
#36Boise State(1–1)
OV Win97%
Spread:BOIS -28.5vs.BOIS -23.5
South Dakota at Boise State · Boise, ID · Albertsons Stadium
12:00 PM · Sep 19#46 matchup
MercerFCS
OV Win6%
#58Georgia Tech(0–2)
OV Win94%
Spread:GT -24.5vs.GT -38.5
Mercer at Georgia Tech · Atlanta, GA · Bobby Dodd Stadium
7:00 PM · Sep 19#47 matchup
#119UAB(1–1)
OV Win25%
#97Louisiana(1–1)
OV Win75%
Spread:UL -8.5vs.UL -8
UAB at Louisiana · Lafayette, LA · Cajun Field
6:00 PM · Sep 19#48 matchup
#91Western Michigan(1–1)
OV Win67%
#120Rice(1–1)
OV Win33%
Spread:WMU -5.5vs.WMU -9.5
Western Michigan at Rice · Houston, TX · Rice Stadium
11:30 AM · Sep 19#49 matchup
#121Eastern Michigan(1–2)
OV Win3%
#45Wisconsin(1–1)
OV Win97%
Spread:WIS -23.5vs.WIS -24
Eastern Michigan at Wisconsin · Madison, WI · Camp Randall Stadium
7:00 PM · Sep 19#50 matchup
#123Georgia State(2–0)
OV Win3%
#54UCF(1–1)
OV Win97%
Spread:UCF -23.5vs.UCF -18.5
Georgia State at UCF · Orlando, FL · FBC Mortgage Stadium
11:00 AM · Sep 19#51 matchup
#124Bowling Green(0–2)
OV Win4%
#60Iowa State(1–1)
OV Win96%
Spread:ISU -22vs.ISU -23.5
Bowling Green at Iowa State · Ames, IA · Jack Trice Stadium
7:30 PM · Sep 19#52 matchup
#125Northern Illinois(0–2)
OV Win1%
#32Arizona(1–1)
OV Win99%
Spread:ARIZ -30vs.ARIZ -34.5
Northern Illinois at Arizona · Tucson, AZ · Arizona Stadium
6:00 PM · Sep 19#53 matchup
#111UConn(1–1)
OV Win61%
#126Southern Miss(1–1)
OV Win39%
Spread:CONN -3.5vs.CONN -3
UConn at Southern Miss · Hattiesburg, MS · M. M. Roberts Stadium
12:00 PM · Sep 19#54 matchup
#127Buffalo(1–1)
OV Win<0.01%
#18Penn State(2–0)
OV Win>99.9%
Spread:PSU -37vs.PSU -41
Buffalo at Penn State · University Park, PA · Beaver Stadium
5:30 PM · Sep 19#55 matchup
#98Marshall(1–1)
OV Win70%
#128Missouri State(1–1)
OV Win30%
Spread:MRSH -7vs.MRSH -4
Marshall at Missouri State · Springfield, MO · Plaster Sports Complex
6:00 PM · Sep 19#56 matchup
#112Nevada(1–1)
OV Win63%
#129Middle Tennessee(1–1)
OV Win37%
Spread:NEV -4.5vs.NEV -3.5
Nevada at Middle Tennessee · Murfreesboro, TN · Johnny "Red" Floyd Stadium
3:30 PM · Sep 19#57 matchup
#130UTEP(1–1)
OV Win<0.01%
#19Michigan(2–0)
OV Win>99.9%
Spread:MICH -36.5vs.MICH -35.5
UTEP at Michigan · Ann Arbor, MI · Michigan Stadium
11:00 AM · Sep 19#58 matchup
#131Akron(1–1)
OV Win2%
#46Minnesota(1–1)
OV Win98%
Spread:MINN -27.5vs.MINN -24
Akron at Minnesota · Minneapolis, MN · Huntington Bank Stadium
7:30 PM · Sep 19#59 matchup
#77North Dakota State(3–0)
OV Win88%
#132Sacramento State(1–2)
OV Win12%
Spread:NDSU -15vs.NDSU -27.5
North Dakota State at Sacramento State · Sacramento, CA · Hornet Stadium
3:30 PM · Sep 19#60 matchup
SE LouisianaFCS
OV Win70%
#133UL Monroe(0–2)
OV Win30%
Spread:ULM -3.5vs.ULM -10.5
1 Factor
SE Louisiana at UL Monroe · Monroe, LA · Malone Stadium
4:00 PM · Sep 19#61 matchup
#134Ball State(1–1)
OV Win10%
#95Liberty(1–1)
OV Win90%
Spread:LIB -16vs.LIB -14.5
Ball State at Liberty · Lynchburg, VA · Williams Stadium (VA)
4:15 PM · Sep 19#62 matchup
Eastern WashingtonFCS
OV Win<0.01%
#14Washington(2–0)
OV Win>99.9%
Spread:WASH -43vs.WASH -42.5
Eastern Washington at Washington · Seattle, WA · Husky Stadium
12:00 PM · Sep 19#63 matchup
#136Kent State(1–1)
OV Win<0.01%
#1Ohio State(1–1)
OV Win>99.9%
Spread:OSU -53.5vs.OSU -53
Kent State at Ohio State · Columbus, OH · Ohio Stadium
6:00 PM · Sep 19#64 matchup
#137Charlotte(0–2)
OV Win12%
#102App State(2–0)
OV Win88%
Spread:APP -15vs.APP -18
Charlotte at App State · Boone, NC · Kidd Brewer Stadium
3:00 PM · Sep 19#65 matchup
Northern IowaFCS
OV Win<0.01%
#23Iowa(2–0)
OV Win>99.9%
Spread:IOWA -39.5vs.IOWA -40.5
Northern Iowa at Iowa · Iowa City, IA · Kinnick Stadium
6:00 PM · Sep 19#66 matchup
NichollsFCS
OV Win37%
#135Sam Houston(0–2)
OV Win63%
Spread:SHSU -12vs.SHSU -17.5
1 Factor
Nicholls at Sam Houston · Huntsville, TX · Elliott T. Bowers Stadium
6:00 PM · Sep 19#67 matchup
UT MartinFCS
OV Win2%
#71Memphis(2–1)
OV Win98%
Spread:MEM -29.5vs.MEM -34.5
UT Martin at Memphis · Memphis, TN · Simmons Bank Liberty Stadium
2:00 PM · Sep 19#68 matchup
MaineFCS
OV Win3%
#82Boston College(1–1)
OV Win97%
Spread:BC -28.5vs.BC -38.5
1 Factor
Maine at Boston College · Chestnut Hill, MA · Alumni Stadium (Chestnut Hill, MA)
12:30 PM · Sep 19#69 matchup
DuquesneFCS
OV Win1%
#72Washington State(0–2)
OV Win99%
Spread:WSU -31vs.WSU -37.5
1 Factor
Duquesne at Washington State · Pullman, WA · Gesa Field
7:00 PM · Sep 19#70 matchup
Delaware StateFCS
OV Win1%
#73South Florida(2–0)
OV Win99%
Spread:USF -31.5vs.USF -36.5
Delaware State at South Florida · Tampa, FL · Raymond James Stadium
7:00 PM · Sep 19#71 matchup
East Texas A&MFCS
OV Win3%
#92Tulsa(2–0)
OV Win97%
Spread:TLSA -28vs.—
East Texas A&M at Tulsa · Tulsa, OK · Chapman Stadium
6:00 PM · Sep 19#72 matchup
Murray StateFCS
OV Win<0.01%
#49Oklahoma State(1–1)
OV Win>99.9%
Spread:OKST -38.5vs.OKST -56.5
1 Factor
Murray State at Oklahoma State · Stillwater, OK · Boone Pickens Stadium
7:30 PM · Sep 18#73 matchup
Portland StateFCS
OV Win<0.01%
#4Oregon(1–1)
OV Win>99.9%
Spread:ORE -59vs.ORE -57.5
1 Factor
Portland State at Oregon · Eugene, OR · Autzen Stadium
3:30 PM · Sep 19#74 matchup
StonehillFCS
OV Win18%
#138Massachusetts(2–0)
OV Win82%
Spread:MASS -18.5vs.MASS -33.5
Stonehill at Massachusetts · Hadley, MA · Warren McGuirk Alumni Stadium
12:30 PM · Sep 19#75 matchup
WagnerFCS
OV Win<0.01%
#62California(1–1)
OV Win>99.9%
Spread:CAL -40vs.—
Wagner at California · Berkeley, CA · California Memorial Stadium

OnVarsity Lines are matchup-specific model estimates that exclude the focal market line. How they're calculated →