Western Kentucky at Indiana

Week 3 · Sep 19Memorial Stadium (Bloomington, IN) · Bloomington, IN

Matchup View

Opening LineIndiana -43Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?
Your ViewMake 25 picks to unlockBased on your personal ratings
Current Market ConsensusIndiana -44.52-book consensus · updated Sep 16
Why the market may differNo Factors

No Explanatory Factors were identified for this game.

Unexplained Gap~1.5 pts toward IndianaExplore similar gaps
Other conditions we evaluatedNot included in the estimate

These conditions were relevant to this matchup, but their studies did not justify a separate Factor estimate. That does not mean they never matter: some may already be reflected in preseason information or the opening market, may overlap with another Factor, or may simply lack a reliable additional effect.

Letdown after a blowout win Contradictory evidence

Indiana enters after winning its previous lined game by at least 21 points.

Studied in 1,819 eligible gamesOpen Ledger study

Momentum after a blowout win Developing estimate

Indiana enters after winning its previous lined game by at least 21 points.

Studied in 1,819 eligible gamesOpen Ledger study

Lay it with a big favorite Developing estimate

Indiana is favored by 44.2 points in the current market consensus.

Studied in 1,106 eligible gamesOpen Ledger study

High-total favorite Inconclusive

Indiana is favored in a game with a consensus total of 60.2.

Studied in 717 eligible gamesOpen Ledger study

Public bias toward greatness Developing estimate

Indiana begins the season in the top quartile of OV Ratings.

Studied in 1,692 eligible gamesOpen Ledger study

High-scoring offense tax Developing estimate

Indiana ranked in the top quartile of 2025 scoring offense.

Studied in 1,302 eligible gamesOpen Ledger study

Look-ahead game Contradictory evidence

Indiana faces materially stronger Northwestern in its next scheduled game.

Studied in 1,044 eligible gamesOpen Ledger study

Trap game Inconclusive

Indiana is favored by at least seven points before facing materially stronger Northwestern.

Studied in 838 eligible gamesOpen Ledger study

Bounce-back after a loss Contradictory evidence

Western Kentucky enters after a loss in its previous lined game.

Studied in 2,630 eligible gamesOpen Ledger study

Bounce-back after a bad loss Contradictory evidence

Western Kentucky enters after losing its previous lined game by 50 points.

Studied in 1,930 eligible gamesOpen Ledger study

Must-win after two losses Contradictory evidence

Western Kentucky enters after two consecutive losses in lined games.

Studied in 1,859 eligible gamesOpen Ledger study

Take the big underdog Contradictory evidence

Western Kentucky is a 44.2-point underdog in the current market consensus.

Studied in 1,106 eligible gamesOpen Ledger study

Revenge game Developing estimate

Western Kentucky lost the most recent meeting with Indiana.

Studied in 3,848 eligible gamesOpen Ledger study
Current Win Probability
Western Kentucky <0.01%Indiana >99.9%

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Compare Teams

Western KentuckyVSIndiana

Model View

Overall Rating-12.2 · #113+28.4 · #2
Offense Rating-6.1+14.0
Defense Rating-6.1+14.4

2025 Performance

Offense PPA/Play0.170.34
Offense Success Rate43.4%51.3%
Defense PPA/Play Allowed0.100.01
Defense Success Rate Allowed36.4%34.4%

2026 Outlook

Market Win Total7.110.3
Playoff Odds<0.01%77.8%
Strength of Schedule Rank95th38th