American Athletic · #104 of 138

Temple

Implied Strength-11.0vs. FBS average · ±2.7
Record2–6through completed games
Bowl Eligibility1%reach six wins
Strength of Schedule88thof 138 FBS teams

Schedule lens

What matters next

The headline numbers are above. Here is where the season starts to take shape.

Team identity

Where the strength lives

Offense projects as the stronger unit by 3.7 rating points.

Offense#97
-3.6vs. FBS average
-3.6
2025 PPA/play0.18 #56 FBSSuccess rate42.8% #63 FBS
Defense#119
-7.4vs. FBS average
-7.4
2025 PPA/play allowed0.26 #125 FBSSuccess rate allowed45.0% #121 FBS

2025 PPA (predicted points added per play) and success rate. How this split works →

Season outlook · 50,000 simulations

How Temple's 2026 could unfold

The current projection is 4–8 (3.6 expected wins), with a <0.01% chance to reach the playoff. The distribution below shows how often each regular-season win total appeared across the schedule-aware simulations.

Range of outcomes

Projected win distribution

50,000 simulated seasons
Most common and median 4 winsCentral 80% 3–5 winsBowl eligible 1.5%
0%9%35%40%14%1%Market 5.5<22345>5
Simulated (schedule-aware)Central 80% rangeMarket win total

Postseason path

2026 playoff outlook

50,000 simulations
<0.01%Make the 12-team field

Still outside the median outcome across the schedule-aware simulations.

How the field is reached<0.01% total
Auto-bid<0.01%
At-large<0.01%
Outside field>99.9%

What could move the outlook

Biggest questions

Unresolved does not mean negative. A point estimate appears only when the historical evidence supports one.

No major preseason uncertainty signals currently clear the display threshold for Temple. We will update this view as matchup and in-season evidence develops.
Projection contextRoster, continuity, and market inputsView details

The market win total, returning production, coaching continuity, transfer talent, and recent NFL production help explain the evidence surrounding this projection.

Returning Production37.0%share of prior-year PPA returning for 2026
2026 Transfer Class86thof 138 FBS teams by combined portal talent
Recent NFL Draft Production107thof 138 FBS teams by NFL talent produced
Market win total5.5Consensus preseason line
Final · Sep 5Suggested side did not cover
Rhode IslandFCS
OV Win16%14
Spread:TEM -13.5vs.TEM -14.5
Rhode Island at Temple · Philadelphia, PA · Lincoln Financial Field
Final · Sep 12Suggested side covered
Spread:PSU -22.5vs.PSU -24
Penn State at Temple · Philadelphia, PA · Lincoln Financial Field
Final · Sep 19
OV Win65%49
Spread:TOL -5vs.TOL -5
Temple at Toledo · Toledo, OH · Glass Bowl
Final · Sep 25Suggested side covered
OV Win63%21
Spread:ARMY -4vs.ARMY -3.5
1 Factor
Army at Temple · Philadelphia, PA · Lincoln Financial Field
Final · Oct 3Suggested side did not cover
Spread:USF -9vs.USF -5.5
Temple at South Florida · Tampa, FL · Raymond James Stadium
Final · Oct 10Suggested side did not cover
OV Win32%34
Spread:TEM -6vs.TEM -3.5
UConn at Temple · Philadelphia, PA · Lincoln Financial Field
Final · Oct 17Suggested side did not cover
Spread:TEM -21.5vs.TEM -19.5
Charlotte at Temple · Philadelphia, PA · Lincoln Financial Field
Final · Oct 31
Spread:ECU -6vs.ECU -4.5
1 Factor
Temple at East Carolina · Greenville, NC · Dowdy-Ficklen Stadium
3:30 PM · Nov 7
Spread:NAVY -10vs.NAVY -7.5
Temple at Navy · Annapolis, MD · Navy-Marine Corps Memorial Stadium
12:00 AM · Nov 14
Spread:TEM -3.5vs.—
UAB at Temple · Philadelphia, PA · Lincoln Financial Field
7:30 PM · Nov 19
Spread:TEM -6.5vs.—
Rice at Temple · Philadelphia, PA · Lincoln Financial Field
11:00 PM · Nov 26
Spread:MEM -15.5vs.—
Temple at Memphis · Memphis, TN · Simmons Bank Liberty Stadium

Pregame evidence · 2022–25

Temple through the lens

The OV Line is the aggregate-rating baseline. The market gap shows where the game-level consensus differed, while identified Factors show how much of that difference our research may explain. ATS records are descriptive context—not a claim that OV should outperform the market.

Market ATS55%6–5 against consensus
Average line gap1.5 pts91% inside 3 points · 10 of 11
Factor coverage45%5 of 11 games
Factor signals60% aligned3 of 5 individual observations · 0 neutral
Historical sample11 gamesmarket-covered games from 2022–25

Explanatory history

Factors present in Temple games

FactorGamesAverage estimateAligned with marketResearch status
Lopsided Game-Flow Uncertainty22.5 pts toward Temple50%1 of 2 directional casesSupported · wider uncertainty
Rest Differential20.3 pts toward opponents50%1 of 2 directional casesSupported
Season-Opening Quarterback Experience10.9 pts toward Temple100%1 of 1 directional casesResearch candidate
Underlying recordInspect all 11 historical gamesView games
SeasonGameOV baselineMarketMarket gapIdentified adjustmentRemaining gapResultMarket ATSFactors
2025 · W14at North TexasAwayTemple +20Temple +20.50.7 pts toward opponentsNone identified0.7 pts toward opponentsL 25–52LNone identified
2025 · W13vs. TulaneHomeTemple +9Temple +7.51.5 pts toward Temple1.1 pts toward Temple0.5 pts toward TempleL 13–37LRest Differential
2025 · W10vs. East CarolinaHomeTemple +7.5Temple +5.51.8 pts toward Temple1.8 pts toward opponents3.5 pts toward TempleL 14–45LRest Differential
2025 · W9at TulsaAwayTemple -3.5Temple -4.51.2 pts toward TempleNone identified1.2 pts toward TempleW 38–37LNone identified
2025 · W8at CharlotteAwayTemple -8Temple -9.51.6 pts toward TempleNone identified1.6 pts toward TempleW 49–14WNone identified
2025 · W7vs. NavyHomeTemple +8.5Temple +101.3 pts toward opponentsNone identified1.3 pts toward opponentsL 31–32WNone identified
2025 · W6vs. UTSAHomeTemple +6.5Temple +6.50.1 pts toward TempleNone identified0.1 pts toward TempleW 27–21WNone identified
2025 · W4at Georgia TechAwayTemple +26.5Temple +24.52.2 pts toward Temple3.4 pts toward Temple1.3 pts toward opponentsL 24–45WLopsided Game-Flow Uncertainty
2025 · W3vs. OklahomaHomeTemple +19.5Temple +23.54.0 pts toward opponentsNone identified4.0 pts toward opponentsL 3–42LNone identified
2025 · W2vs. HowardHomeTemple -29Temple -281.1 pts toward opponents1.6 pts toward Temple2.7 pts toward opponentsW 55–7WLopsided Game-Flow Uncertainty
2025 · W1at MassachusettsAwayTemple -1.5Temple -2.50.9 pts toward Temple0.9 pts toward Temple0.1 pts toward TempleW 42–10WSeason-Opening Quarterback Experience

Sample: 11 market-covered games from 2022–25. Identified adjustments are rough sums of the Factors shown and are not a replacement betting line. Remaining gap is market consensus minus the OV baseline and identified adjustments. A push means the team’s scoring margin exactly matched the market line.