Bounce-back after a loss Contradictory evidence
Toledo enters after a loss in its previous lined game.
Studied in 2,630 eligible gamesOpen Ledger studyTemple at Toledo
Week 3 · Sep 19Glass Bowl · Toledo, OH
Matchup View
Opening Line
Toledo -5Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?
Toledo -5Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?Your View![]()
Make 25 picks to unlockBased on your personal ratings
Current Market ConsensusToledo -62-book consensus · updated Sep 16
Toledo -62-book consensus · updated Sep 16Why the market may differNo Factors
No Explanatory Factors were identified for this game.
Unexplained Gap~1 pt toward ToledoExplore similar gapsOther conditions we evaluatedNot included in the estimate
These conditions were relevant to this matchup, but their studies did not justify a separate Factor estimate. That does not mean they never matter: some may already be reflected in preseason information or the opening market, may overlap with another Factor, or may simply lack a reliable additional effect.
Favorite off a loss Contradictory evidence
Toledo is favored after losing its previous lined game.
Studied in 1,220 eligible gamesOpen Ledger studyLook-ahead game Contradictory evidence
Toledo faces materially stronger San Diego State in its next scheduled game.
Studied in 1,044 eligible gamesOpen Ledger studyBounce-back after a loss Contradictory evidence
Temple enters after a loss in its previous lined game.
Studied in 2,630 eligible gamesOpen Ledger studyBounce-back after a bad loss Contradictory evidence
Temple enters after losing its previous lined game by 18 points.
Studied in 1,930 eligible gamesOpen Ledger study Opening LineToledo -5Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?
Toledo -5Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?Your Line at OpenNot capturedPersonal-rating history was not stored when this market opened
Opening Market ConsensusToledo -4.5Based on 2 books
Toledo -4.5Based on 2 booksWhy the opening market may differNo quantified opening Factors
No currently published Factor has a separate opening-market estimate for this game.
Current Win Probability
Temple 35.0%Toledo 65.0%
Make Your Picks
Open until scheduled kickoffWho will win this game?
Straight-up winner
Who will cover the spread?
Market consensus · Toledo -6
Stored only in this browser — nothing is sent anywhere. Picks close at Sep 19.