American Athletic · #70 of 138

Navy

Implied Strength-0.7vs. FBS average · ±3.7
Record1–1through completed games
Bowl Eligibility85%reach six wins
Strength of Schedule81stof 138 FBS teams

Schedule lens

What matters next

The headline numbers are above. Here is where the season starts to take shape.

Team identity

Where the strength lives

Low returning production

Offense projects as the stronger unit by 4.7 rating points.

Offense#55
+2.0vs. FBS average
+2.0
2025 PPA/play0.30 #15 FBSSuccess rate49.0% #9 FBS
Defense#86
-2.7vs. FBS average
-2.7
2025 PPA/play allowed0.21 #110 FBSSuccess rate allowed40.4% #54 FBS

2025 PPA (predicted points added per play) and success rate. How this split works →

Season outlook · 50,000 simulations

How Navy's 2026 could unfold

The current projection is 7–5 (7.1 expected wins), with a 3% chance to reach the playoff. The distribution below shows how often each regular-season win total appeared across the schedule-aware simulations.

Range of outcomes

Projected win distribution

50,000 simulated seasons
Most common and median 7 winsCentral 80% 5–9 winsBowl eligible 84.5%
1%4%10%18%25%23%14%4%Market 8.0<4456789>9
Simulated (schedule-aware)Central 80% rangeMarket win total

Postseason path

2026 playoff outlook

50,000 simulations
2.9%Make the 12-team field

Still outside the median outcome across the schedule-aware simulations.

How the field is reached2.9% total
Auto-bid2.5%
At-large0.4%
Outside field97.1%
Conference title12.7%

What could move the outlook

Biggest questions

Unresolved does not mean negative. A point estimate appears only when the historical evidence supports one.

Returning production

A large share of last season's production must be replaced

14% of prior-year PPA returns, placing Navy in the bottom quarter of the current FBS field.

This information already contributes to the team baseline; historical testing has not supported an additional generic continuity adjustment.
Projection contextRoster, continuity, and market inputsView details

The market win total, returning production, coaching continuity, transfer talent, and recent NFL production help explain the evidence surrounding this projection.

Returning Production13.8%share of prior-year PPA returning for 2026
2026 Transfer Class136thof 138 FBS teams by combined portal talent
Recent NFL Draft Production48thof 138 FBS teams by NFL talent produced
Market win total8.0Consensus preseason line
Final · Sep 5Suggested side did not cover
TowsonFCS
OV Win1%15
OV Win99%42
Spread:NAVY -32vs.NAVY -31.5
1 Factor
Towson at Navy · Annapolis, MD · Navy-Marine Corps Memorial Stadium
Final · Sep 12
OV Win67%30
Spread:NAVY -5.5vs.NAVY -5
Navy at Florida Atlantic · Boca Raton, FL · FAU Stadium
6:00 PM · Sep 25
Spread:NAVY -11.5vs.
Navy at UAB · Birmingham, AL · Protective Stadium
10:00 AM · Oct 3
Spread:NAVY -3vs.
Navy at Air Force · Colorado Springs, CO · Falcon Stadium
3:30 PM · Oct 10
Spread:NAVY -9vs.
Tulsa at Navy · Annapolis, MD · Navy-Marine Corps Memorial Stadium
11:00 PM · Oct 16
Spread:UTSA -4.5vs.
Navy at UTSA · San Antonio, TX · Alamodome
3:30 PM · Oct 24
Spread:NAVY -8vs.
North Texas at Navy · Annapolis, MD · Navy-Marine Corps Memorial Stadium
12:00 PM · Oct 31
Spread:ND -27vs.
Neutral site · Foxborough, MA · Gillette Stadium
3:30 PM · Nov 7
Spread:NAVY -11.5vs.
Temple at Navy · Annapolis, MD · Navy-Marine Corps Memorial Stadium
12:00 PM · Nov 21
Spread:NAVY -3vs.
Memphis at Navy · Annapolis, MD · Navy-Marine Corps Memorial Stadium
12:00 AM · Nov 28
Spread:NAVY -19vs.
Navy at Charlotte · Charlotte, NC · Jerry Richardson Stadium
3:00 PM · Dec 12
Spread:NAVY -1vs.NAVY -2.5
Neutral site · East Rutherford, NJ · MetLife Stadium

Pregame evidence · 2022–25

Navy through the lens

The OV Line is the aggregate-rating baseline. The market gap shows where the game-level consensus differed, while identified Factors show how much of that difference our research may explain. ATS records are descriptive context—not a claim that OV should outperform the market.

Market ATS36%4–7 against consensus
Average line gap3.3 pts55% inside 3 points · 6 of 11
Factor coverage45%5 of 11 games
Factor signals50% aligned3 of 6 individual observations · 0 neutral
Historical sample11 gamesmarket-covered games from 2022–25

Explanatory history

Factors present in Navy games

FactorGamesAverage estimateAligned with marketResearch status
Lopsided Game-Flow Uncertainty40.5 pts toward opponents75%3 of 4 directional casesSupported · wider uncertainty
Rest Differential20.9 pts toward Navy0%0 of 2 directional casesSupported
Underlying recordInspect all 11 historical gamesView games
SeasonGameOV baselineMarketMarket gapIdentified adjustmentRemaining gapResultMarket ATSFactors
2025 · W14at MemphisAwayNavy +8.5Navy +3.54.8 pts toward NavyNone identified4.8 pts toward NavyW 28–17WNone identified
2025 · W12vs. South FloridaHomeNavy +6.5Navy +8.52.0 pts toward opponentsNone identified2.0 pts toward opponentsW 41–38WNone identified
2025 · W11at Notre DameAwayNavy +30.5Navy +30.50.1 pts toward Navy4.1 pts toward Navy4.0 pts toward opponentsL 10–49LLopsided Game-Flow Uncertainty
2025 · W10at North TexasAwayNavy +8Navy +6.51.4 pts toward NavyNone identified1.4 pts toward NavyL 17–31LNone identified
2025 · W9vs. Florida AtlanticHomeNavy -18Navy -14.53.3 pts toward opponents1.1 pts toward Navy4.5 pts toward opponentsW 42–32LRest Differential
2025 · W7at TempleAwayNavy -8.5Navy -101.3 pts toward NavyNone identified1.3 pts toward NavyW 32–31LNone identified
2025 · W6vs. Air ForceHomeNavy -11.5Navy -13.52.0 pts toward NavyNone identified2.0 pts toward NavyW 34–31LNone identified
2025 · W5vs. RiceHomeNavy -22Navy -148.0 pts toward opponents2.0 pts toward opponents6.0 pts toward opponentsW 21–13LLopsided Game-Flow UncertaintyRest Differential
2025 · W3at TulsaAwayNavy -10Navy -13.53.4 pts toward NavyNone identified3.4 pts toward NavyW 42–23WNone identified
2025 · W2vs. UABHomeNavy -29Navy -21.57.3 pts toward opponents3.8 pts toward opponents3.5 pts toward opponentsW 38–24LLopsided Game-Flow Uncertainty
2025 · W1vs. VMIHomeNavy -45Navy -42.52.7 pts toward opponents0.3 pts toward Navy3.0 pts toward opponentsW 52–7WLopsided Game-Flow Uncertainty

Sample: 11 market-covered games from 2022–25. Identified adjustments are rough sums of the Factors shown and are not a replacement betting line. Remaining gap is market consensus minus the OV baseline and identified adjustments. A push means the team’s scoring margin exactly matched the market line.