Charlotte at Temple

Week 7 · Oct 17Lincoln Financial Field · Philadelphia, PA

Matchup View

Pregame view lockedThe OV Line and Factors remain frozen. The market comparison uses the completed-game record below.
Locked
Opening LineTemple -21.5Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?
Your ViewMake 25 picks to unlockBased on your personal ratings
Last Observed Pregame Market ConsensusTemple -19.510-book consensus · observed Oct 17, 9:02 AM EDT
Why the market may differNo Factors

No Explanatory Factors were identified for this game.

Unexplained Gap~2 pts toward CharlotteExplore similar gaps
Other conditions we evaluatedNot included in the estimate

These conditions were relevant to this matchup, but their studies did not justify a separate Factor estimate. That does not mean they never matter: some may already be reflected in preseason information or the opening market, may overlap with another Factor, or may simply lack a reliable additional effect.

Bounce-back after a loss Contradictory evidence

Temple enters after a loss in its previous lined game.

Studied in 2,630 eligible gamesOpen Ledger study

Bounce-back after a bad loss Contradictory evidence

Temple enters after losing its previous lined game by 14 points.

Studied in 1,930 eligible gamesOpen Ledger study

Bounce-back after an upset loss Contradictory evidence

Temple was favored but lost its previous lined game outright.

Studied in 1,202 eligible gamesOpen Ledger study

Favorite off a loss Contradictory evidence

Temple is favored after losing its previous lined game.

Studied in 1,220 eligible gamesOpen Ledger study

Lay it with a big favorite Developing estimate

Temple is favored by 20.8 points in the current market consensus.

Studied in 1,106 eligible gamesOpen Ledger study

Look-ahead game Contradictory evidence

Temple faces materially stronger East Carolina in its next scheduled game.

Studied in 1,044 eligible gamesOpen Ledger study

Trap game Inconclusive

Temple is favored by at least seven points before facing materially stronger East Carolina.

Studied in 838 eligible gamesOpen Ledger study

Bounce-back after a loss Contradictory evidence

Charlotte enters after a loss in its previous lined game.

Studied in 2,630 eligible gamesOpen Ledger study

Bounce-back after a bad loss Contradictory evidence

Charlotte enters after losing its previous lined game by 40 points.

Studied in 1,930 eligible gamesOpen Ledger study

Must-win after two losses Contradictory evidence

Charlotte enters after two consecutive losses in lined games.

Studied in 1,859 eligible gamesOpen Ledger study

Must-win after three losses Contradictory evidence

Charlotte enters after three consecutive losses in lined games.

Studied in 1,169 eligible gamesOpen Ledger study

Cold against-the-spread trend Developing estimate

Charlotte has failed to cover at least three consecutive lined games.

Studied in 939 eligible gamesOpen Ledger study

Take the big underdog Contradictory evidence

Charlotte is a 20.8-point underdog in the current market consensus.

Studied in 1,106 eligible gamesOpen Ledger study

Revenge game Developing estimate

Charlotte lost the most recent meeting with Temple.

Studied in 3,848 eligible gamesOpen Ledger study

Revenge after humiliation Developing estimate

Charlotte lost the most recent meeting with Temple by at least 14 points.

Studied in 1,910 eligible gamesOpen Ledger study
Completed gameWhat happened?Charlotte 38 · Temple 31
Pregame OV Line
Temple -21.5
Last Observed Pregame Market Consensus
Temple -19.5
OV Factor-Adjusted Suggested Line
No quantified Factors
Actual margin
Charlotte by 7

Observed 3h 57m before kickoff. Not a verified closing line. The OV Line and Factors retain their pregame values. One outcome does not prove that a Factor caused the market difference.

Pregame Win Probability
Charlotte 4.9%Temple 95.1%

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Compare Teams

CharlotteVSTemple

Model View

Overall Rating-21.0 · #131-11.0 · #104
Offense Rating-11.7-3.6
Defense Rating-9.3-7.4

2025 Performance

Offense PPA/Play-0.010.18
Offense Success Rate35.3%42.8%
Defense PPA/Play Allowed0.230.26
Defense Success Rate Allowed52.2%45.0%

2026 Outlook

Market Win Total2.15.5
Playoff Odds<0.01%<0.01%
Strength of Schedule Rank81st88th