Penn State at Temple

Week 2 · Sep 12Lincoln Financial Field · Philadelphia, PA

Matchup View

Pregame view lockedThis preserves what the matchup looked like before kickoff.
Locked
Opening LinePenn State -22.5Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?
Your ViewMake 25 picks to unlockBased on your personal ratings
Current Market ConsensusPenn State -24.52-book consensus · updated Sep 9
Why the market may differNo Factors

No Explanatory Factors were identified for this game.

Unexplained Gap~2 pts toward Penn StateExplore similar gaps
Other conditions we evaluatedNot included in the estimate

These conditions were relevant to this matchup, but their studies did not justify a separate Factor estimate. That does not mean they never matter: some may already be reflected in preseason information or the opening market, may overlap with another Factor, or may simply lack a reliable additional effect.

Home-underdog value Inconclusive

Temple is the home underdog in the current market consensus.

Studied in 666 eligible gamesOpen Ledger study

Take the big underdog Contradictory evidence

Temple is a 24.2-point underdog in the current market consensus.

Studied in 450 eligible gamesOpen Ledger study

Letdown after a blowout win Contradictory evidence

Penn State enters after winning its previous lined game by at least 21 points.

Studied in 795 eligible gamesOpen Ledger study

Momentum after a blowout win Developing estimate

Penn State enters after winning its previous lined game by at least 21 points.

Studied in 795 eligible gamesOpen Ledger study

Road-favorite strength Inconclusive

Penn State is the road favorite in the current market consensus.

Studied in 666 eligible gamesOpen Ledger study

Lay it with a big favorite Developing estimate

Penn State is favored by 24.2 points in the current market consensus.

Studied in 450 eligible gamesOpen Ledger study

Public bias toward greatness Developing estimate

Penn State begins the season in the top quartile of OV Ratings.

Studied in 896 eligible gamesOpen Ledger study
Completed gameWhat happened?Penn State 27 · Temple 9
Pregame OV Line
Penn State -22.5
Final recorded market
Penn State -24.5
OV Factor-Adjusted Suggested Line
No quantified Factors
Actual margin
Penn State by 18

This preserves the pregame comparison beside the result. One outcome does not prove that a Factor caused the market difference.

Pregame Win Probability
Penn State 96.0%Temple 4.0%

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Compare Teams

Penn StateVSTemple

Model View

Overall Rating+16.3 · #18-9.7 · #100
Offense Rating+7.9-3.0
Defense Rating+8.5-6.7

2025 Performance

Offense PPA/Play0.230.18
Offense Success Rate46.2%42.8%
Defense PPA/Play Allowed0.100.26
Defense Success Rate Allowed40.9%45.0%

2026 Outlook

Market Win Total9.15.5
Playoff Odds33.3%0.2%
Strength of Schedule Rank68th85th