2026 Season · Week 4

Week 4 OnVarsity

Open any matchup to compare the independent OnVarsity Line with the market, inspect possible Explanatory Factors, and make your own pick.

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Week 4

Sep 24–Sep 26 · 71 games
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Final · Sep 26Suggested side covered#1 matchup
OV Win68%41
OV Win32%27
Spread:ORE -6vs.ORE -3.5
Oregon at USC · Los Angeles, CA · Los Angeles Memorial Coliseum
Final · Sep 26Suggested side did not cover#2 matchup
OV Win74%20
Spread:TEX -8vs.TEX -5.5
Texas at Tennessee · Knoxville, TN · Neyland Stadium
Final · Sep 26Suggested side did not cover#3 matchup
OV Win82%49
Spread:ALA -11.5vs.ALA -12.5
South Carolina at Alabama · Tuscaloosa, AL · Bryant-Denny Stadium
Final · Sep 26Suggested side did not cover#4 matchup
Spread:FLA -2vs.FLA -4
Ole Miss at Florida · Gainesville, FL · Ben Hill Griffin Stadium
Final · Sep 26Suggested side did not cover#5 matchup
OV Win62%35
Spread:LSU -4vs.LSU -8.5
Texas A&M at LSU · Baton Rouge, LA · Tiger Stadium (LA)
Final · Sep 26Suggested side did not cover#6 matchup
OV Win80%41
Spread:UGA -10.5vs.UGA -12
Oklahoma at Georgia · Athens, GA · Sanford Stadium
Final · Sep 26Suggested side covered#7 matchup
OV Win42%20
Spread:MICH -2.5vs.MICH -5.5
Iowa at Michigan · Ann Arbor, MI · Michigan Stadium
Final · Sep 25Suggested side did not cover#8 matchup
OV Win97%29
Spread:IU -25vs.IU -20.5
Northwestern at Indiana · Bloomington, IN · Memorial Stadium (Bloomington, IN)
Final · Sep 26#9 matchup
Spread:LOU -11vs.LOU -11
Wake Forest at Louisville · Louisville, KY · L&N Federal Credit Union Stadium
Final · Sep 26Suggested side did not cover#10 matchup
Spread:PSU -14vs.PSU -10
Wisconsin at Penn State · University Park, PA · Beaver Stadium
Final · Sep 26Suggested side did not cover#11 matchup
Spread:MSST -3vs.MSST -3.5
Missouri at Mississippi State · Starkville, MS · Davis Wade Stadium
Final · Sep 26Suggested side covered#12 matchup
Spread:OSU -23.5vs.OSU -25.5
Illinois at Ohio State · Columbus, OH · Ohio Stadium
Final · Sep 26Suggested side did not cover#13 matchup
Spread:WASH -13vs.WASH -12
Minnesota at Washington · Seattle, WA · Husky Stadium
Final · Sep 26Suggested side did not cover#14 matchup
Spread:ND -25vs.ND -27.5
Notre Dame at Purdue · West Lafayette, IN · Ross-Ade Stadium
Final · Sep 26Suggested side did not cover#15 matchup
Spread:KSU -9vs.KSU -6
Kansas State at Cincinnati · Cincinnati, OH · Nippert Stadium
Final · Sep 26Suggested side covered#16 matchup
OV Win57%13
OV Win43%21
Spread:TCU -2.5vs.TCU -3.5
TCU at UCF · Orlando, FL · FBC Mortgage Stadium
Final · Sep 26Suggested side covered#17 matchup
Spread:PKvs.WVU -2
Oklahoma State at West Virginia · Morgantown, WV · Milan Puskar Stadium
Final · Sep 26Suggested side covered#18 matchup
OV Win80%31
Spread:UTAH -11vs.UTAH -7.5
Utah at Iowa State · Ames, IA · Jack Trice Stadium
Final · Sep 26Suggested side covered#19 matchup
OV Win73%21
Spread:AUB -8vs.AUB -10
Vanderbilt at Auburn · Auburn, AL · Jordan-Hare Stadium
Final · Sep 26Suggested side covered#20 matchup
Spread:NEB -6vs.NEB -5.5
Nebraska at Michigan State · East Lansing, MI · Spartan Stadium
Final · Sep 26Suggested side did not cover#21 matchup
OV Win74%23
Spread:BAY -8vs.BAY -8.5
Colorado at Baylor · Waco, TX · McLane Stadium
Final · Sep 26Suggested side covered#22 matchup
OV Win66%54
Spread:UCLA -5vs.UCLA -2.5
UCLA at Maryland · College Park, MD · SECU Stadium
Final · Sep 26Suggested side covered#23 matchup
Spread:VT -11.5vs.VT -14.5
Virginia Tech at Boston College · Chestnut Hill, MA · Alumni Stadium (Chestnut Hill, MA)
Final · Sep 26Suggested side covered#24 matchup
OV Win21%6
Spread:ARK -10.5vs.ARK -7
Tulsa at Arkansas · Fayetteville, AR · Razorback Stadium
Final · Sep 26Suggested side covered#25 matchup
Spread:ARIZ -9vs.ARIZ -11.5
Arizona at Washington State · Pullman, WA · Gesa Field
Final · Sep 26Suggested side did not cover#26 matchup
OV Win34%41
Spread:SDSU -5vs.TOL -2.5
San Diego State at Toledo · Toledo, OH · Glass Bowl
Final · Sep 26Suggested side covered#27 matchup
Spread:BOIS -12vs.BOIS -8.5
Boise State at Western Michigan · Kalamazoo, MI · Waldo Stadium
Final · Sep 25Suggested side did not cover#28 matchup
Spread:PKvs.CLEM -2.5
Clemson at California · Berkeley, CA · California Memorial Stadium
Final · Sep 26Suggested side did not cover#29 matchup
Spread:HOU -22.5vs.HOU -17
Houston at Georgia Southern · Statesboro, GA · Allen E. Paulson Stadium
Final · Sep 26Suggested side did not cover#30 matchup
OV Win33%33
Spread:AF -5.5vs.AF -5.5
1 Factor
Air Force at Nevada · Reno, NV · Mackay Stadium
Final · Sep 26Suggested side did not cover#31 matchup
Spread:GT -6vs.GT -3
Georgia Tech at Stanford · Stanford, CA · Stanford Stadium
Final · Sep 26Suggested side covered#32 matchup
OV Win76%59
Spread:UTSA -9vs.UTSA -14.5
Colorado State at UTSA · San Antonio, TX · Alamodome
Final · Sep 26#33 matchup
Spread:UK -20.5vs.UK -20.5
South Alabama at Kentucky · Lexington, KY · Kroger Field
Final · Sep 25Suggested side covered#34 matchup
OV Win63%21
Spread:ARMY -4vs.ARMY -3.5
1 Factor
Army at Temple · Philadelphia, PA · Lincoln Financial Field
Final · Sep 26Suggested side did not cover#35 matchup
Spread:NCSU -17vs.NCSU -13
App State at NC State · Raleigh, NC · Carter-Finley Stadium
Final · Sep 26Suggested side covered#36 matchup
OV Win29%10
Spread:USU -7vs.USU -3
Troy at Utah State · Logan, UT · Maverik Stadium
Final · Sep 26Suggested side covered#37 matchup
OV Win39%21
Spread:M-OH -3.5vs.M-OH -2.5
UConn at Miami (OH) · Oxford, OH · Yager Stadium
Final · Sep 26Suggested side covered#38 matchup
Spread:WYO -2vs.HAW -2
1 Factor
Hawai'i at Wyoming · Laramie, WY · War Memorial Stadium
Final · Sep 25Suggested side did not cover#39 matchup
OV Win77%20
OV Win23%24
Spread:NAVY -9.5vs.NAVY -6.5
1 Factor
Navy at UAB · Birmingham, AL · Protective Stadium
Final · Sep 24Suggested side covered#40 matchup
Spread:LIB -3.5vs.LIB -2.5
Liberty at Coastal Carolina · Conway, SC · Brooks Stadium (SC)
Final · Sep 26Suggested side covered#41 matchup
Spread:UVA -23vs.UVA -20
Delaware at Virginia · Charlottesville, VA · Scott Stadium
Final · Sep 26#42 matchup
Spread:ARST -6.5vs.ARST -6.5
Kennesaw State at Arkansas State · Jonesboro, AR · Centennial Bank Stadium
Final · Sep 26Suggested side covered#43 matchup
OV Win10%24
Spread:FRES -16.5vs.FRES -12.5
Rice at Fresno State · Fresno, CA · Valley Children's Stadium
Final · Sep 26Suggested side did not cover#44 matchup
OV Win>99.9%52
Spread:MIA -40.5vs.MIA -41
Central Michigan at Miami · Miami Gardens, FL · Hard Rock Stadium
Final · Sep 26Suggested side did not cover#45 matchup
Spread:JMU -4vs.JMU -7
James Madison at Old Dominion · Norfolk, VA · S.B. Ballard Stadium
Final · Sep 26Suggested side covered#46 matchup
OV Win92%24
Spread:TULN -17.5vs.TULN -18
Southern Miss at Tulane · New Orleans, LA · Yulman Stadium
Final · Sep 26Suggested side did not cover#47 matchup
OV Win99%34
Spread:SMU -32.5vs.SMU -30.5
Missouri State at SMU · University Park, TX · Gerald J. Ford Stadium
Final · Sep 26Suggested side covered#48 matchup
Spread:UNM -14.5vs.UNM -11.5
1 Factor
New Mexico at New Mexico State · Las Cruces, NM · Aggie Memorial Stadium
Final · Sep 26Suggested side covered#49 matchup
Spread:USF -15vs.USF -17.5
South Florida at Bowling Green · Bowling Green, OH · Doyt L. Perry Stadium
Final · Sep 26Suggested side did not cover#50 matchup
Incarnate WordFCS
OV Win7%10
Spread:TXST -24vs.TXST -30.5
Incarnate Word at Texas State · San Marcos, TX · Bobcat Stadium (TX)
Final · Sep 26Suggested side covered#51 matchup
Spread:JXST -10vs.JXST -7
Middle Tennessee at Jacksonville State · Jacksonville, AL · AmFirst Stadium
Final · Sep 26Suggested side covered#52 matchup
Spread:UL -10.5vs.UL -9.5
Louisiana at Charlotte · Charlotte, NC · Jerry Richardson Stadium
Final · Sep 26Suggested side did not cover#53 matchup
Spread:GAST -7vs.GAST -8.5
Northern Illinois at Georgia State · Atlanta, GA · Center Parc Stadium
Final · Sep 26Suggested side covered#54 matchup
OV Win>99.9%49
Spread:TTU -44vs.TTU -34.5
Sam Houston at Texas Tech · Lubbock, TX · Jones AT&T Stadium
Final · Sep 26Suggested side did not cover#55 matchup
Spread:KENT -2vs.KENT -2.5
Ball State at Kent State · Kent, OH · Dix Stadium
Final · Sep 26Suggested side did not cover#56 matchup
William & MaryFCS
OV Win1%7
OV Win99%62
Spread:DUKE -33vs.DUKE -43.5
William & Mary at Duke · Durham, NC · Wallace Wade Stadium
Final · Sep 26Suggested side did not cover#57 matchup
Spread:FAU -7.5vs.FAU -12
Florida Atlantic at UL Monroe · Monroe, LA · Malone Stadium
Final · Sep 26Suggested side did not cover#58 matchup
OV Win79%38
OV Win21%10
Spread:UNLV -10vs.UNLV -13.5
1 Factor
UNLV at Akron · Akron, OH · InfoCision Stadium
Final · Sep 26Suggested side covered#59 matchup
OV Win16%7
Spread:ORST -12.5vs.ORST -11
Oregon State at UTEP · El Paso, TX · Sun Bowl
Final · Sep 26Suggested side covered#60 matchup
Gardner-WebbFCS
OV Win13%35
Spread:MRSH -20.5vs.MRSH -24.5
1 Factor
Gardner-Webb at Marshall · Huntington, WV · Joan C. Edwards Stadium
Final · Sep 26Suggested side covered#61 matchup
Central ArkansasFCS
OV Win<0.01%7
Spread:FSU -35vs.FSU -46
Central Arkansas at Florida State · Tallahassee, FL · Doak Campbell Stadium
Final · Sep 26Suggested side did not cover#62 matchup
LindenwoodFCS
OV Win20%3
Spread:EMU -17.5vs.EMU -24
1 Factor
Lindenwood at Eastern Michigan · Ypsilanti, MI · Rynearson Stadium
Final · Sep 26Suggested side covered#63 matchup
North Carolina CentralFCS
OV Win4%9
Spread:ECU -26.5vs.ECU -37.5
North Carolina Central at East Carolina · Greenville, NC · Dowdy-Ficklen Stadium
Final · Sep 26Suggested side covered#64 matchup
Long Island UniversityFCS
OV Win6%3
Spread:FIU -24.5vs.FIU -37.5
1 Factor
Long Island University at Florida International · Miami, FL · Pitbull Stadium
Final · Sep 26Suggested side did not cover#65 matchup
MercyhurstFCS
OV Win8%7
Spread:WKU -23vs.WKU -40
1 Factor
Mercyhurst at Western Kentucky · Bowling Green, KY · Houchens Industries-L.T. Smith Stadium
Final · Sep 26Suggested side did not cover#66 matchup
Spread:SAC -3vs.MASS -6
Massachusetts at Sacramento State · Sacramento, CA · Hornet Stadium
Final · Sep 26Suggested side did not cover#67 matchup
Houston ChristianFCS
OV Win1%14
Spread:UNT -34vs.UNT -38.5
1 Factor
Houston Christian at North Texas · Denton, TX · DATCU Stadium
Final · Sep 26Suggested side covered#68 matchup
StonehillFCS
OV Win3%7
OV Win97%35
Spread:OHIO -28vs.OHIO -32.5
Stonehill at Ohio · Athens, OH · Peden Stadium
Final · Sep 26Suggested side did not cover#69 matchup
BucknellFCS
OV Win<0.01%0
OV Win>99.9%59
Spread:PITT -46vs.PITT -54.5
Bucknell at Pittsburgh · Pittsburgh, PA · Acrisure Stadium
Final · Sep 25Suggested side did not cover#70 matchup
HowardFCS
OV Win<0.01%7
OV Win>99.9%58
Spread:RUTG -35vs.RUTG -41.5
1 Factor
Howard at Rutgers · Piscataway, NJ · SHI Stadium
Final · Sep 26Suggested side covered#71 matchup
Robert MorrisFCS
OV Win4%28
Spread:BUF -26.5vs.BUF -28
1 Factor
Robert Morris at Buffalo · Amherst, NY · UB Stadium

OnVarsity Lines are matchup-specific model estimates that exclude the focal market line. How they're calculated →