2026 Season · Week 5

Week 5 OnVarsity

Open any matchup to compare the independent OnVarsity Line with the market, inspect possible Explanatory Factors, and make your own pick.

59games2market lines1with Factors1within a field goal3.3avg gap (pts)
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Week 5

Oct 1–Oct 3 · 59 games
← Week 4Week 6 →
9:00 PM · Oct 2#1 matchup
OV Win59%
Spread:USC -3vs.
Washington at USC · Los Angeles, CA · Los Angeles Memorial Coliseum
11:00 PM · Oct 2#2 matchup
Spread:OSU -13.5vs.
Ohio State at Iowa · Iowa City, IA · Kinnick Stadium
11:00 PM · Oct 2#3 matchup
Spread:FLA -2vs.
Florida at Missouri · Columbia, MO · Memorial Stadium — FLEX: 3:30 - 4:30pm OR 6 - 8pm ET start
12:00 AM · Oct 3#4 matchup
Spread:TENN -7.5vs.
Auburn at Tennessee · Knoxville, TN · Neyland Stadium — FLEX: 3:30 - 4:30pm OR 6 - 8pm ET start
11:00 PM · Oct 2#5 matchup
Spread:ALA -8.5vs.
Alabama at Mississippi State · Starkville, MS · Davis Wade Stadium — EARLY: Noon - 1pm ET start
7:00 PM · Oct 2#6 matchup
Spread:VT -3vs.
Pittsburgh at Virginia Tech · Blacksburg, VA · Lane Stadium
12:00 AM · Oct 3#7 matchup
Spread:MIA -12.5vs.MIA -7
Miami at Clemson · Clemson, SC · Memorial Stadium (Clemson, SC)
11:00 PM · Oct 2#8 matchup
OV Win63%
OV Win37%
Spread:BYU -4vs.
BYU at TCU · Fort Worth, TX · Amon G. Carter Stadium
12:00 AM · Oct 3#9 matchup
Spread:UGA -21vs.
Vanderbilt at Georgia · Athens, GA · Sanford Stadium — EARLY: Noon - 1pm ET start
12:00 AM · Oct 3#10 matchup
Spread:FSU -1.5vs.
Virginia at Florida State · Tallahassee, FL · Doak Campbell Stadium
12:00 AM · Oct 3#11 matchup
Spread:SC -8.5vs.
Kentucky at South Carolina · Columbia, SC · Williams-Brice Stadium — FLEX: 3:30 - 4:30pm OR 6 - 8pm ET start
11:00 PM · Oct 2#12 matchup
Spread:MICH -6.5vs.
Michigan at Minnesota · Minneapolis, MN · Huntington Bank Stadium
9:00 PM · Oct 2#13 matchup
Spread:ASU -4vs.
Baylor at Arizona State · Tempe, AZ · Mountain America Stadium
7:00 PM · Oct 2#14 matchup
Spread:PSU -8.5vs.
Penn State at Northwestern · Evanston, IL · Ryan Field
12:00 AM · Oct 3#15 matchup
Spread:LOU -5vs.
Louisville at NC State · Raleigh, NC · Carter-Finley Stadium
11:00 PM · Oct 2#16 matchup
OV Win22%
Spread:HOU -10vs.
UCF at Houston · Houston, TX · TDECU Stadium
11:00 PM · Oct 2#17 matchup
Spread:NEB -10vs.
Maryland at Nebraska · Lincoln, NE · Memorial Stadium (Lincoln, NE)
11:00 PM · Oct 2#18 matchup
Spread:TA&M -20vs.
Arkansas at Texas A&M · College Station, TX · Kyle Field — FLEX: 3:30 - 4:30pm OR 6 - 8pm ET start
9:00 PM · Oct 2#19 matchup
Spread:ARIZ -10vs.
Cincinnati at Arizona · Tucson, AZ · Arizona Stadium
11:00 PM · Oct 2#20 matchup
Spread:ISU -1vs.
West Virginia at Iowa State · Ames, IA · Jack Trice Stadium
12:00 AM · Oct 3#21 matchup
Spread:ND -22.5vs.ND -23.5
1 Factor
Notre Dame at North Carolina · Chapel Hill, NC · Kenan Stadium
11:00 PM · Oct 2#22 matchup
Spread:WIS -8vs.
Michigan State at Wisconsin · Madison, WI · Camp Randall Stadium
10:00 PM · Oct 2#23 matchup
Spread:TTU -20vs.
Texas Tech at Colorado · Boulder, CO · Folsom Field
7:30 PM · Oct 3#24 matchup
Spread:SDSU -4.5vs.
Texas State at San Diego State · San Diego, CA · Snapdragon Stadium
6:30 PM · Oct 3#25 matchup
Spread:WSU -1.5vs.
Fresno State at Washington State · Pullman, WA · Gesa Field
11:00 PM · Oct 2#26 matchup
Spread:ILL -11.5vs.
Purdue at Illinois · Champaign, IL · Memorial Stadium (Champaign, IL)
8:00 PM · Oct 3#27 matchup
Spread:IU -29vs.
Indiana at Rutgers · Piscataway, NJ · SHI Stadium
5:30 PM · Oct 3#28 matchup
Spread:BOIS -14vs.
Utah State at Boise State · Boise, ID · Albertsons Stadium
11:00 PM · Oct 2#29 matchup
OV Win93%
Spread:SMU -18.5vs.
Boston College at SMU · University Park, TX · Gerald J. Ford Stadium
12:30 PM · Oct 3#30 matchup
Spread:CAL -3vs.
California at UNLV · Las Vegas, NV · Allegiant Stadium
12:00 AM · Oct 3#31 matchup
Spread:WAKE -11.5vs.
Stanford at Wake Forest · Winston-Salem, NC · Allegacy Federal Credit Union Stadium
10:00 AM · Oct 3#32 matchup
Spread:NAVY -3vs.
Navy at Air Force · Colorado Springs, CO · Falcon Stadium
4:00 PM · Oct 3#33 matchup
Spread:CSU -0.5vs.
Oregon State at Colorado State · Fort Collins, CO · Canvas Stadium
8:00 PM · Oct 1#34 matchup
Spread:TLSA -2vs.
North Texas at Tulsa · Tulsa, OK · Chapman Stadium
12:00 AM · Oct 3#35 matchup
Spread:JMU -9vs.
Marshall at James Madison · Harrisonburg, VA · Bridgeforth Stadium
12:00 AM · Oct 3#36 matchup
Spread:USF -10.5vs.
Temple at South Florida · Tampa, FL · Raymond James Stadium
11:00 PM · Oct 2#37 matchup
Spread:ARMY -5.5vs.
Army at Louisiana Tech · Ruston, LA · Joe Aillet Stadium
11:00 PM · Oct 2#38 matchup
Spread:UL -4.5vs.
Arkansas State at Louisiana · Lafayette, LA · Cajun Field
7:00 PM · Oct 2#39 matchup
Spread:LIB -0.5vs.
Liberty at Delaware · Newark, DE · Delaware Stadium
2:30 PM · Oct 3#40 matchup
Spread:NDSU -11.5vs.
Wyoming at North Dakota State · Fargo, ND · Fargodome
12:00 PM · Oct 3#41 matchup
Spread:SYR -10vs.
Syracuse at UConn · East Hartford, CT · Pratt & Whitney Stadium
12:00 AM · Oct 3#42 matchup
Spread:GASO -1vs.
Georgia Southern at Coastal Carolina · Conway, SC · Brooks Stadium (SC)
5:59 PM · Oct 3#43 matchup
Spread:HAW -5.5vs.
San José State at Hawai'i · Honolulu, HI · Clarence T.C. Ching Athletics Complex
11:00 PM · Oct 2#44 matchup
Spread:UTSA -13.5vs.
UTSA at Rice · Houston, TX · Rice Stadium
6:00 PM · Oct 1#45 matchup
Spread:WKU -2.5vs.
Western Kentucky at New Mexico State · Las Cruces, NM · Aggie Memorial Stadium
12:00 AM · Oct 3#46 matchup
Spread:ODU -8.5vs.
Old Dominion at Georgia State · Atlanta, GA · Center Parc Stadium
12:00 AM · Oct 3#47 matchup
Spread:M-OH -10vs.
Bowling Green at Miami (OH) · Oxford, OH · Yager Stadium
12:00 AM · Oct 3#48 matchup
Spread:WMU -9vs.
Western Michigan at Buffalo · Amherst, NY · UB Stadium
11:00 PM · Oct 2#49 matchup
Spread:KU -26vs.
Middle Tennessee at Kansas · Lawrence, KS · Memorial Stadium
10:00 PM · Oct 2#50 matchup
Spread:UNM -20vs.
UTEP at New Mexico · Albuquerque, NM · University Stadium (NM)
12:00 AM · Oct 3#51 matchup
Spread:CMU -8.5vs.
Akron at Central Michigan · Mount Pleasant, MI · Kelly/Shorts Stadium
11:00 PM · Oct 2#52 matchup
Spread:USA -12vs.
UL Monroe at South Alabama · Mobile, AL · Hancock Whitney Stadium
12:00 AM · Oct 3#53 matchup
Spread:TOL -11.5vs.
Toledo at Ball State · Muncie, IN · Scheumann Stadium
12:00 AM · Oct 3#54 matchup
Spread:OHIO -8.5vs.
Ohio at Kent State · Kent, OH · Dix Stadium
12:00 AM · Oct 3#55 matchup
Spread:MEM -19vs.
Memphis at Charlotte · Charlotte, NC · Jerry Richardson Stadium
6:45 PM · Oct 3#56 matchup
McNeeseFCS
OV Win<0.01%
OV Win>99.9%
Spread:LSU -46.5vs.
McNeese at LSU · Baton Rouge, LA · Tiger Stadium (LA)
12:00 AM · Oct 3#57 matchup
Spread:EMU -7.5vs.
Eastern Michigan at Massachusetts · Hadley, MA · Warren McGuirk Alumni Stadium
6:00 PM · Oct 3#58 matchup
Texas SouthernFCS
OV Win2%
Spread:FAU -29.5vs.
Texas Southern at Florida Atlantic · Boca Raton, FL · FAU Stadium
2:30 PM · Oct 3#59 matchup
SamfordFCS
OV Win3%
Spread:UAB -28vs.
Samford at UAB · Birmingham, AL · Protective Stadium

OnVarsity Lines are matchup-specific model estimates that exclude the focal market line. How they're calculated →