Penn State at Michigan

Week 7 · Oct 17Michigan Stadium · Ann Arbor, MI

Matchup View

Pregame view lockedThe OV Line and Factors remain frozen. The market comparison uses the completed-game record below.
Locked
Opening LineMichigan -1.5Before any Factor adjustments This is the matchup estimate implied by the OV Ratings before any game-specific Factors. Why doesn’t OnVarsity adjust it automatically?
Your ViewMake 25 picks to unlockBased on your personal ratings
Last Observed Pregame Market ConsensusMichigan -6.510-book consensus · observed Oct 17, 9:02 AM EDT
Why the market may differ1 FactorOnVarsity Opening LineMichigan -1.5Factor Adjustments~1 pt toward MichiganOV Factor-Adjusted Suggested LineMichigan -2.5Unexplained Gap~4 pts toward MichiganExplore similar gaps OnVarsity Opening LineMichigan -1.5Factor adjustment (Open)~1 pt toward MichiganOV Factor-Adjusted Suggested Line (Open)Michigan -2.5Opening Market ConsensusMichigan -5.5Unexplained at open~3 pts toward MichiganSince openFactor adjustment (In-Week)≈ Net zeroOV Factor-Adjusted Suggested Line (Current)Michigan -2.5Last Observed Pregame Market ConsensusMichigan -6.5Unexplained gap~4 pts toward MichiganExplore similar gaps Michigan has extra rest~1 pt toward Michigan

Michigan has extra rest

~1 pt toward Michigan

Michigan has 7.2 extra days of rest. In comparable games, the market historically shaded about 1.1 points toward Michigan; final-margin results did not show a reliable matching improvement.

See the full study
Other conditions we evaluatedNot included in the estimate

These conditions were relevant to this matchup, but their studies did not justify a separate Factor estimate. That does not mean they never matter: some may already be reflected in preseason information or the opening market, may overlap with another Factor, or may simply lack a reliable additional effect.

Bounce-back after a loss Contradictory evidence

Michigan enters after a loss in its previous lined game.

Studied in 2,630 eligible gamesOpen Ledger study

Bounce-back after an upset loss Contradictory evidence

Michigan was favored but lost its previous lined game outright.

Studied in 1,202 eligible gamesOpen Ledger study

Must-win after two losses Contradictory evidence

Michigan enters after two consecutive losses in lined games.

Studied in 1,859 eligible gamesOpen Ledger study

Resolve after a close loss Contradictory evidence

Michigan enters after a one-score loss in its previous lined game.

Studied in 1,582 eligible gamesOpen Ledger study

Favorite off a loss Contradictory evidence

Michigan is favored after losing its previous lined game.

Studied in 1,220 eligible gamesOpen Ledger study

Public bias toward greatness Developing estimate

Michigan begins the season in the top quartile of OV Ratings.

Studied in 1,692 eligible gamesOpen Ledger study

Look-ahead game Contradictory evidence

Michigan faces materially stronger Indiana in its next scheduled game.

Studied in 1,044 eligible gamesOpen Ledger study

Bounce-back after a loss Contradictory evidence

Penn State enters after a loss in its previous lined game.

Studied in 2,630 eligible gamesOpen Ledger study

Must-win after two losses Contradictory evidence

Penn State enters after two consecutive losses in lined games.

Studied in 1,859 eligible gamesOpen Ledger study

Must-win after three losses Contradictory evidence

Penn State enters after three consecutive losses in lined games.

Studied in 1,169 eligible gamesOpen Ledger study

Resolve after a close loss Contradictory evidence

Penn State enters after a one-score loss in its previous lined game.

Studied in 1,582 eligible gamesOpen Ledger study

Cold against-the-spread trend Developing estimate

Penn State has failed to cover at least three consecutive lined games.

Studied in 939 eligible gamesOpen Ledger study

Public bias toward greatness Developing estimate

Penn State begins the season in the top quartile of OV Ratings.

Studied in 1,692 eligible gamesOpen Ledger study

Revenge game Developing estimate

Penn State lost the most recent meeting with Michigan.

Studied in 3,848 eligible gamesOpen Ledger study

Rivalry games favor the underdog Developing estimate

Penn State is the underdog in a matchup played at least 6 times in the available prior-decade archive.

Studied in 1,849 eligible gamesOpen Ledger study
Completed gameWhat happened?Penn State 18 · Michigan 21
Pregame OV Line
Michigan -1.5
Last Observed Pregame Market Consensus
Michigan -6.5
OV Factor-Adjusted Suggested Line
Michigan -2.5
Actual margin
Michigan by 3

Observed 6h 27m before kickoff. Not a verified closing line. The OV Line and Factors retain their pregame values. One outcome does not prove that a Factor caused the market difference.

Pregame Win Probability
Penn State 45.6%Michigan 54.4%

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Compare Teams

Penn StateVSMichigan

Model View

Overall Rating+13.2 · #28+13.9 · #26
Offense Rating+6.3+7.6
Defense Rating+6.9+6.3

2025 Performance

Offense PPA/Play0.230.20
Offense Success Rate46.2%45.5%
Defense PPA/Play Allowed0.100.11
Defense Success Rate Allowed40.9%41.8%

2026 Outlook

Market Win Total9.17.9
Playoff Odds<0.01%0.4%
Strength of Schedule Rank65th27th